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Financing

Today's Rate - Valid 05/08/2026

Auto Loan

As Low As

4.99% APR1

Loan Payment Calculator

Is now a good time to get a car?

Our low-rate auto loans are great for both new and used vehicles. We also offer auto loan refinancing options (for non ACCU loans). We would be honored to pray over you, walk you through our personalized loan process, and equip you for your next auto purchase – and the many adventures and memories ahead.

Auto Loan Features:

  • Fixed auto loan interest rates as low as 4.99% APR1
  • Terms up to 84 months (7 Years)1
  • Pre-Approvals for additional buying power1
  • 0.50% rate discount with automatic payments
  • Up to 100% financing, including tax & license (new vehicle)2 & up to 100% financing of Kelley Blue Book® Value (used auto)3
  • Discounted GAP coverage & Mechanical Breakdown Insurance available
  • Debt Protection Services Available
  • First payment deferral up to 90 days4
  • Up to two Skip-a-Payments per year

Auto Loan Payment Calculator

The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

1. Loan Information
$
Vehicle price minus down payment & trade-in
%
Check with your lender for current rates
Bi-weekly can reduce total interest
2. Down Payment & Trade-In
$
$
$
Negative equity will be added to loan
%
USA varies by state; CA: GST+PST/HST
3. Additional Fees
$
$
$
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Payment Summary
Monthly Payment
$0.00
Total Financed
$0
Total Interest
$0
Total Cost
$0
▼ View Full Amortization Schedule
#PaymentPrincipalInterestBalance

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not imply that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. This calculator is not an offer of credit nor a guarantee of approval.